Why this course?
A Professional Certificate in Financial Literacy is increasingly significant for urban youth in the UK, equipping them with crucial skills for navigating today's complex financial landscape. The UK's financial inclusion challenge is substantial; the Financial Conduct Authority reported that 1.3 million adults in the UK are severely financially excluded.
This certificate addresses this crucial need by providing practical knowledge and skills in budgeting, debt management, saving, investing, and understanding credit scores. Young people in urban areas often face unique financial challenges, including higher living costs and limited access to financial education. According to the Joseph Rowntree Foundation, youth unemployment in some urban areas is significantly higher than the national average.
Statistic |
Value |
Severely Financially Excluded Adults (millions) |
1.3 |
Vulnerable Adults (millions) |
10.6 |
Therefore, a Professional Certificate in Financial Literacy empowers urban youth to make informed financial decisions, improve their financial well-being, and contribute positively to the UK economy. It’s a vital step in bridging the financial inclusion gap.